Many traders dream of turning a small investment into a six-figure portfolio. While high-risk strategies promise quick riches, the key to sustainable success lies in smart investing, strategic trading, and risk management. This guide outlines a realistic approach to growing a Webull trading account to $100,000 in one year with consistent $500 weekly investments and moderate risk.
The $100K Growth Plan
Capital & Growth Strategy
To reach $100K, we will leverage compounding through structured investing and calculated trading strategies. Hereโs the breakdown:
Month | Weekly Deposits | Target Balance (10% Monthly Growth) |
---|---|---|
1 | $2,000 | $2,200 |
2 | $4,500 | $5,170 |
3 | $7,500 | $9,687 |
6 | $16,500 | $34,650 |
9 | $25,500 | $92,400 |
12 | $31,500 | $114,840 |
๐ก By Month 9, you should be near $100K if growth is consistent.
3 Core Trading Strategies to Reach $100K
1. The Wheel Strategy (Selling Options for Weekly Income)
โ Goal: Generate 2-5% weekly returns by selling options.
Steps:
- Sell cash-secured puts (CSPs) on stable stocks (AAPL, MSFT, NVDA).
- If assigned, sell covered calls to collect additional premiums.
- Repeat weekly for steady cash flow.
๐ Example:
- Sell a put option on AMD (strike $140) for $2.00 premium โ Earn $200/week
- If assigned, sell a covered call at $145 for another $2.00 premium โ Another $200/week
- Combined, you collect $400+ per week in passive income!
2. LEAPS Strategy (Long-Term Option Growth)
โ Goal: Achieve 50-100% yearly returns with long-term options.
Steps:
- Buy deep in-the-money (ITM) call options (LEAPS) on strong stocks (SPY, AAPL, NVDA).
- Sell short-term covered calls against them (Poor Manโs Covered Call).
- Hold and adjust for steady returns.
๐ Example:
- Buy SPY $400 Call (expiring next year) for $5,000
- Sell SPY $450 Call (expiring this month) for $300 premium
- Collect $300/month while stock appreciates โ $3,600 extra per year!
3. Swing Trading (Momentum & Earnings Plays)
โ Goal: Capture 10-20% gains per trade on high-momentum stocks.
Steps:
- Identify hot sectors and momentum stocks (AI, EV, tech).
- Buy before earnings or catalysts.
- Sell after 10-20% gains and reinvest.
๐ Example:
- Buy 100 shares of AAPL at $170
- Sell when it hits $187 (10% gain = $1,700 profit!)
- Repeat 2-3 times per month for consistent profits.
Risk Management & Smart Money Handling
๐ด How to Protect Your Capital:
- Limit losses to 2% per trade โ If capital is $10,000, risk only $200 per trade.
- Use stop-loss orders โ Set exits 5-10% below entry price.
- Diversify your trades โ Avoid overexposure to a single stock.
Execution Plan: What to Do Every Week
Week | Action Plan |
---|---|
1-4 | Sell cash-secured puts, start 1 LEAPS position |
5-8 | Sell covered calls, start swing trades |
9-12 | Increase trade size as balance grows |
13-20 | Compound profits & reinvest |
21-30 | Adjust strategy for higher capital |
31-40 | Maintain risk & scale up winning strategies |
41-52 | Push for $100K goal & withdraw profits |
Final Thoughts: Achieving $100K Without Extreme Risks
This plan is realistic, repeatable, and scalable without needing 30% weekly gains or high-risk gambling.
โ $500 weekly investments compound fast. โ Options income & long-term gains reduce risk. โ Steady 10% monthly growth beats gambling.
Would you like a spreadsheet tracker to monitor your progress? ๐ Letโs make that $100K goal a reality! ๐